Government Health Care for Everyone: Buyer Beware
[originally published in KCN, February 2010]
As our nation waits on pins and needles for our elected officials to craft a “health-insurance- plan-for-everyone,” those who are super-excited by this proposition need to understand that it will not be “free.” We will all directly and indirectly pay for it. You can be sure of that. And the scary thing is, we are looking to the federal government to craft this utopian health insurance plan… when their track record in the insurance business is down right lousy. Can you say “Medicare?”
I’m concerned that in our over-exuberance to grant everyone health “insurance,” if we are not careful, we might unknowingly strip ourselves from the very thing we need: health “care.”
Take, for example, in the late 90’s when Blue Cross of Northern California pitched their health plan to medicare eligible seniors. They said their plan had “chiropractic services.” When, in fact, what it had was physical therapists rendering spinal manipulations in lieu of chiropractors. Talk about misleading.
Or what about the study that was release a dozen years ago, in which Group Health of Washington compared the effectiveness of chiropractic and physical therapy for the treatment of low back pain to a one dollar “educational booklet.” Guess which one received a glowing report!
My point is, we need to be mindful of what we are signing up for. Are we truly going to get the health “care” we need and want, or are we going to be subjected to misleading promises and unacceptable cost-cutting measures — all in the name of “insuring” everyone?
If we are truly going to “craft” a plan that insures everyone, it is imperative that we turn to treatments that are effective — both in terms of cost and actually working.
In the last half of 2009 three studies have surfaced regarding chiropractic, for example, that should give anyone drafting a health care reform proposal pause.
Reporting after one year, a Wellmark Blue Cross and Blue Shield physical medicine pilot study found that patients who received chiropractic and other physical medicine procedures were less likely to have surgery and had lower overall total health care costs when compared to similar patients that did not receive such services.
An assistant professor of Harvard Medical School along with a chief physician at Mercer Health and Benefits asked this question: “Does the availability of chiropractic care improve the value of health benefit plans?” Their answer: “When considering effectiveness and cost together, chiropractic physician care for low back and neck pain is highly cost effective, represents a good value in comparison to medical physician care and…. is likely to drive improved cost-effectiveness of US care.” Would you believe that their findings did not include medication expenses?
Finally, Milliman USA recently released a “previously confidential report” that looked at the financial impact chiropractic care would have on the medical costs for patients with common spinal diagnoses. Amassing over 2.5 million “member months” of claims data, they found that those seeking chiropractic care had “materially lower health care costs than those who did not…. ten to 23 percent lower costs….” Extrapolating this data to a member pool of one million, they projected that if six percent of this population shared a common spinal diagnosis and half underwent chiropractic care, a savings of $1.2 million per month would be realized. That’s over $14 million per year!
So, as our elected leaders scramble to come up with a “plan,” let them hear your voice. Insist on care that will deliver for your hard-earned dollar. I recommend checking out ChiroVoice.org.
You know, I bet we could get the cost of that educational booklet down to near zero if we offered it as an eBook.